Frequently Asked Payday Loan Questions

What exactly is a payday loan?
A payday loan is a small unsecured loan, usually for $100 to $500, which is designed to meet your financial needs until your next payday. Payday loans are also known as cash advances, short term loans, payday advances, cash loans, fast cash, fast loans, bad credit loans, deferred deposit, and a number of other things. No matter what you call them, payday loans can get you through your financial crisis.

Happy Payday Loan LadyHow do I apply for a loan?
It’s easy! You can go to our online loan application and sign up today. Click here to apply now!

Does the application process take long?
Customers typically receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you can usually have access to your funds the very next day. We can also provide an Express funds transfer to your account within 2 hours.

How much money can I have advanced to me?
Our loans range from $50 - $500. You may be eligible for an increase to your loan amount depending on your payment history.

What if I only have a business account?
We require you to show us the last 3 months of bank statements to show us your income.

What if I have bad credit, NSF’s, charge-offs or a bankruptcy?
Not a problem! 500 Cash does not obtain a credit bureau report to qualify you for a cash advance payday loan.

How soon do I have to pay back the loan?
Payday cash advance loans are generally repaid back when you receive your next paycheck. The standard time for loan repayment is usually no less than seven days and no longer than eighteen days. Of course you may also pay back your loan at anytime without any prepayment penalties.